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The XRP price plunged 5% over the past 24 hours to $2.41 as of 3:44 a.m. EST even as trading volume surged 80% to $3.1 billion. The drop followed sharp criticism from  Solana Foundation executive Vibhu Norby, who called XRP a “mediocre token” that has been “outclassed” by Solana (SOL) in speed, scalability, and developer adoption. I want Ripple and XRP to succeed at an insane degree such that the entire industry moves forward. But the fact is that the community does not argue with facts, even though the data is readily available. And as a longtime engineer and truth seeker, that bothers me. It is totally… pic.twitter.com/2U6tOmG8sI — vibhu (@vibhu) November 1, 2025 The comments reignited rivalry between the two blockchain communities, with XRP supporters emphasizing Ripple’s expanding role in cross-border payments and institutional partnerships. Analysts said the criticism may have fueled short-term selling pressure, though long-t...

PayFi is an emerging concept. In this podcast, we talk with Richard Liu , the founder of Huma Finance , about this concept. Huma recently secured $38 million in funding, aiming to build a decentralized payment financing network on blockchain. Richard is a seasoned executive with seven years at Google and has multiple successful entrepreneurial ventures in Silicon Valley. His insights offer valuable lessons for anyone looking to enter the Web3 space. This transcript is generated by GPT and may contain errors. Please listen to the full podcast： YouTube ， Spotify . Guest Introduction I’m Richard Liu , co-founder and co-CEO of Huma Finance . My background is mainly in engineering, and I worked at Google for many years, launching four products, the most notable being Google Fi , which has been ranked as one of the most favorable mobile operators in the U.S. since its birth in 2015. After that, I founded Leap.ai , a company using machine learning for job matching, which was acquired by Face...